At a time when many people are beginning to feel the effects of a struggling economy, it makes sense to consider spending less in preparation for the possible tough times ahead.
Over the years it has become the norm to earn our money and spend it without a second thought or even take out a bank loan in order to make ends meet. For some, replacing the car every couple of years is quite common and when those white goods such as fridges, cookers or dishwashers break down it is so much easier to buy a new one rather than getting the old one repaired.
There are several ways to a more frugal life that will not create a drastic effect on people`s lives but will save them money. The most obvious way to cut down on expenditure is to waste less food:
Buy fewer items to reduce wastage.
Avoid buying prepared ready meals, opting instead for raw ingredients in order to cook a meal from scratch, this not only being a cheaper choice but also a healthier one.
Replace those well known brands with the supermarket`s own brand.
When food shopping, make a list and stick to it, avoiding the urge to purchase a product that catches the eye, but which you may not necessarily need.
Instead of ordering a take away curry, make your own and save money.
Start taking a packed lunch to work or to school instead of buying an overpriced sandwich or popping in to a fast food outlet.
Many of us buy clothes on impulse when we are out trawling the High Street. Avoid the High Street and temptation will not get in the way:
Charity shops are excellent places to pick up a bargain and with vintage clothes currently on trend you will find inexpensive and fashionable items for the whole family.
Learn to sew or knit. As well as being a lot of fun you also have the satisfaction of knowing that you have created something beautiful.
For those of you with green fingers; do not be tempted by so called horticultural bargains in garden centres and DIY outlets.
The cheaper option is to start your plants from scratch by purchasing packets of seeds to sow and swapping your excess plantlets with like minded friends or taking cuttings from friends` plants to increase your garden stock.
Grow your own vegetables and enjoy fresh food throughout the summer.
Don't forget the simple everyday ways to save money:
Instead of throwing away any unwanted items, take them along to a car boot sale. Things that you may consider to be junk could be a glittering treasure chest to someone else.
Use the car less in order to save on petrol. Walk more or dust down your bike.
Reduce costly nights at the cinema and the pub - invite friends over for the evening instead.
Cut down on buying lottery tickets. If you spend a couple of pounds per week on these you have an instant saving of £100 per year.
It is easy to save money with a little common sense.
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