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	COMPARE CURRENT ACCOUNTS Bank Account Comparisons Service

We can help you to compare the best current accounts available in the UK so that whatever your circumstances you find the right bank account for you. Whether you're looking for a high interest rate, a low rate overdraft or a basic current account you can find the best deals here.

Details	AER%	Overdraft Rate	Overdraft Max	Account Access	Min Age	Monthly Fee
Alliance & Leicester Direct Saver Account. 8.5% AER (fixed for 1 yr) on balances up to £2,500.	8.50%	0%	£2,500	Branch Telephone Internet	21	n/a
Barclays Bank 0%AER overdraft for 12 months when you switch to Barclays.	8.50%	17.9%	£5000	Branch Telephone Internet	18	n/a
HSBC Bank Account Save paper with a Green Account & help the environment.	10%	18.8%	n/a	Branch Telephone Internet	18	n/a
Alliance & Leicester This account will help you get the most from your money.	10%	0%	£2,500	Telephone Internet	16 to 21	n/a
Barclays Additions Active Account Up to £300 interest free overdraft.	3.00%	0%	n/a	Branch Telephone Internet	18	£14.00
Alliance & Leicester Exclusively for over 50s. 8.5% AER for balances up to £2500.	8.50%	0%	£2,500	Telephone Internet	50	n/a
HSBC Account Plus Fee free cash withdrawals worldwide & travel insurance.	2.50%	16.1%	n/a	Branch Telephone Internet	18	£12.95
Bank Of Scotland Get First class service with a flexible Plus Current Account.	3.30%	n/a	n/a	Telephone Internet	n/a	n/a
Co-operative Bank Fee-free £200 overdraft facility and linked saving account.	n/a	n/a	n/a	Branch Telephone Internet	n/a	n/a
Barclays Current Plus Fee-free £200 overdraft facility and linked saving account.	3.00%	0%	n/a	Branch Telephone Internet	18	£3.00

ABOUT CURRENT ACCOUNTS
Current accounts are an easy way of storing your money. You can deposit and withdraw your money as and when you please, either by using direct debit, cash withdrawl or card transaction. Most current accounts come with other bennefits such as cheque book and debit card, saving you the hassell of having to withdraw cash to make purchases or paying bills. Most providers now come with the online banking facility, allowing you to access your account online and and use features such as moving your money and setting up payments. As the primary function of a current account is to allow transactions, most providers only offer low interest rates on balances. However, as an incentive to attract new customers, some now offer enhanced rates of interest, although the amount of funds to which these enhanced interest rates apply is usually capped. When choosing an account that offers a high initial rate of interest check how long the rate is available for as well as the rate at which interest will be accumulated after this. If it is specifically a high rate of interest that you are looking for, it may instead be advisable to use a function such as sweeping which will periodically transfer surplus funds from your current account and into a high interest savings account. Most current accounts providers offer an overdraft facility which can be used to temporarily supplement your money. As overdrafts are a form of borrowing, the limit allowed will have to be pre-agreed with your current account provider, although some providers offer a small interest free overdraft as standard. To avoid penalties it is important to check whether your overdraught is applied automatically or whether you have to request authorisation. You should also check the associated interest rate applied to borrowed funds as well as whether the overdraft facility attracts any fees. Often a current account provider will offer an enhanced version of the standard account available for a small monthly fee. These enhanced current accounts often include features such as annual travel insurance, extended overdraught facilities and discounts and special offers on related products and services such as mobile phone deals and high interest savings accounts. Before committing to a current account it is important to check the terms and conditions associated with the account. Account features to look out for are the maximum daily withdrawal limit, whether standing orders and direct debits can be set up from the account, whether a debit card is given and whether there are any restrictions on its usage and whether there are any standard fees associated with the account. It is important to choose a current account that allows you to access your money in a way that is right for you, by comparing the details of several current accounts you should be able to find one to that suits your needs.

ABOUT CURRENT ACCOUNTS

Current accounts are an easy way of storing your money. You can deposit and withdraw your money as and when you please, either by using direct debit, cash withdrawl or card transaction. Most current accounts come with other bennefits such as cheque book and debit card, saving you the hassell of having to withdraw cash to make purchases or paying bills. Most providers now come with the online banking facility, allowing you to access your account online and and use features such as moving your money and setting up payments.

As the primary function of a current account is to allow transactions, most providers only offer low interest rates on balances. However, as an incentive to attract new customers, some now offer enhanced rates of interest, although the amount of funds to which these enhanced interest rates apply is usually capped. When choosing an account that offers a high initial rate of interest check how long the rate is available for as well as the rate at which interest will be accumulated after this. If it is specifically a high rate of interest that you are looking for, it may instead be advisable to use a function such as sweeping which will periodically transfer surplus funds from your current account and into a high interest savings account.

Most current accounts providers offer an overdraft facility which can be used to temporarily supplement your money. As overdrafts are a form of borrowing, the limit allowed will have to be pre-agreed with your current account provider, although some providers offer a small interest free overdraft as standard. To avoid penalties it is important to check whether your overdraught is applied automatically or whether you have to request authorisation. You should also check the associated interest rate applied to borrowed funds as well as whether the overdraft facility attracts any fees.

Often a current account provider will offer an enhanced version of the standard account available for a small monthly fee. These enhanced current accounts often include features such as annual travel insurance, extended overdraught facilities and discounts and special offers on related products and services such as mobile phone deals and high interest savings accounts.

Before committing to a current account it is important to check the terms and conditions associated with the account. Account features to look out for are the maximum daily withdrawal limit, whether standing orders and direct debits can be set up from the account, whether a debit card is given and whether there are any restrictions on its usage and whether there are any standard fees associated with the account.

It is important to choose a current account that allows you to access your money in a way that is right for you, by comparing the details of several current accounts you should be able to find one to that suits your needs.

COMPARE CURRENT ACCOUNTS
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